Financial Services Loan Services

Loan Services

What We Offer

West Alabama Bank is committed to individuals in our community and their needs. Whenever you need money to . . .

  • finance a new car
  • make home improvements
  • take a vacation
  • start a new business venture
  • build an addition to your home
  • most any other expense


. . . we offer competitive rates, prompt service and the kind of flexibility only your locally owned, hometown bank can provide.

Auto Loans 

With flexible terms and prompt processing, we can help make your next automobile purchase hassle-free and financially sound. Talk with us about competitive financing for both new and used vehicles.

Home Improvement Loans 

Upgrading your house makes your home more enjoyable while also adding value to your investment. We offer financing for most any type of home improvement, including remodeling, installing a deck, adding on a room, replacing a roof, finishing a basement or most any expense.

Home Equity Loans 

Use the equity you’ve built up in your home to finance the things you want and need today. You’ll enjoy a competitive rate, easy access to your equity and possible tax savings, making a home equity loan one of the smartest types of credit available.

Consumers should consult a tax advisor for further information regarding the deductibility of interest and charges

Pre-Approved Loan (PAL) 

Our PAL is a personal line of credit that provides overdraft protection for your checking account, as well as a pre-approved credit line whenever you need it. PAL gives you peace of mind for one low flat annual fee.