Proudly serving West Alabama since 1944. 

             

 

 

 

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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Simplify your banking. 

Enroll in E-statements today.

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80 years and counting. 

For 80 years, we've worked hard to do what's best for you, always keeping the people we serve our priority. 

   

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Score big with Spirit Checking.

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Bill Pay

Pay your bills online by scheduling one-time or recurring payments.

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E-Statements

Enjoy fast, safe delivery of your bank
statements and secure storage.

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Commercial Lending

We design our loans to accommodate the specific needs of your business.

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Financial Insights

Learn more about our products and services plus ways to safeguard yourself against identity theft and much more.

 

 

Site Map

  1. Personal
    1. Checking
      1. Benefit Checking
      2. NOW Account
      3. e-Plus Checking
      4. Direct One Checking
      5. Select Gold Account
      6. Select Gold Now Account
      7. Spirit Checking
      8. Fresh Start Checking
      9. Prestige Money Market Account
    2. Savings
      1. Regular Savings Account
      2. Select Gold Savings Account
      3. Christmas Club Account
      4. Piggy Bank Savings Account
      5. Certificate of Deposit (CD)
      6. Individual Retirement Account (IRA)
    3. Loans
      1. Auto Loans
      2. Boat Loans
      3. ATV Loans
      4. Home Loans
      5. Home Equity Loans
      6. Personal Loans
      7. Pre-Approved Loans (PAL)
    4. Electronic Services
      1. Zelle
      2. Online Banking
      3. Online Bill Pay
      4. Mobile Banking
      5. Mobile Deposit
      6. e-Statements
      7. Direct Deposit
      8. On-Call Telephone Banking
      9. Automatic Savings
      10. 24-Hour Depository
      11. Bank-By-Mail
      12. Calculators
    5. Card Services
      1. Debit Cards
      2. Credit Cards
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Business First Checking
      2. Business Plus Checking
      3. Business Prestige Money Market
      4. Business Debit Card
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Construction Loans
      4. Working Lines of Credit
      5. Agricultural Loans
      6. Irrevocable Letters of Credit
      7. Meet Our Lenders
    3. Electronic Services
      1. Zelle
      2. Internet Banking with Bill Pay
      3. Remote Deposit Capture
      4. ACH Manager
      5. Cash Management
      6. Merchant Services
      7. Wire Transfers
      8. Check Imaging
      9. e-Statements
    4. Business Financial Insights
      1. Work With Your Business Banker
      2. Planning for Growth
  3. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Adjustable Rate Loans
      3. VA Loans
      4. FHA Loans
      5. USDA Loans
      6. Home Improvement Loans
      7. Home Equity Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Calculators
      3. Mortgage Glossary
      4. Mortgage FAQs
      5. NMLS Registry
  4. Financial Services
  5. About Us
    1. Our Story & History
    2. Locations & Hours
    3. Contact Us
    4. Reorder Checks
    5. Report a Lost or Stolen Card
    6. Financial Insights
    7. Overdraft Protection
    8. Community Involvement
    9. Career Opportunities
    10. Privacy Policy
    11. Accessible Banking
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