If you own your home, chances are it’s worth more than what you owe on it. That difference is called equity. You can withdraw your equity in the form of a loan and use it to pay for just about anything, including a college education, home renovation, dream vacation, business start-up, or to consolidate credit card debt.

• Lump sum distribution
• Competitive interest rates
• Flexible lending terms, ranging from 5 to 10 years